Terms of Use

These Terms of Use govern use of the website, accounts, courses, quizzes, AIQ Opportunity Reports, and related services provided by Madrik Multimedia, Inc. d/b/a AIQ Group ("AIQ Group," "we," "us," or "our").

By using the website, creating an account, purchasing a course, submitting information, or using any AIQ service, you agree to these Terms.

If you do not agree, do not use the website or services.

AIQ Group provides practical AI education, beginner AI courses, AI-related content, workflow analysis, AI Opportunity Reports, quizzes, and related consulting or educational services.

We may change, suspend, update, or discontinue parts of the website or services at any time.

Some services require an account. Users are responsible for providing accurate information, keeping login credentials secure, and all activity that occurs under their account.

Users must notify AIQ Group if they believe their account has been accessed without authorization.

Paid course access is provided after payment is successfully processed and associated with the user's AIQ account.

Prices, promotions, discounts, course availability, and included materials may change over time.

All course purchases are final and non-refundable except where required by law or where AIQ Group chooses, in its sole discretion, to make an exception.

Digital course access is made available after purchase. Because access to digital materials may begin immediately, users are responsible for reviewing the course description, price, and purchase details before completing checkout.

AIQ Group does not guarantee that a course will produce any specific result, business outcome, income, productivity gain, skill level, or professional advancement.

AIQ Group content is provided for educational and informational purposes. It is not legal, financial, tax, medical, employment, cybersecurity, or other regulated professional advice.

Users are responsible for evaluating whether any AI tool, workflow, recommendation, course material, or report output is appropriate for their own circumstances.

AIQ Opportunity Reports are based on information provided by the user and AIQ's analysis of that information. Reports are intended to help identify possible workflow improvements, automation opportunities, and AI-related next steps.

Reports are not guarantees of savings, revenue, performance, compliance, or business results. Actual outcomes depend on implementation, data quality, team adoption, systems, operational constraints, and other factors outside AIQ Group's control.

Users are responsible for reviewing recommendations before acting on them.

Users may submit information through forms, quizzes, interviews, contact forms, and other website features.

Users represent that they have the right to submit the information they provide and that their submissions do not violate law, confidentiality obligations, intellectual property rights, privacy rights, or third-party rights.

Users should not submit passwords, payment card numbers, highly sensitive personal information, regulated health information, government ID numbers, or confidential trade secrets unless specifically requested through a secure process.

Users retain ownership of information they submit. By submitting information, users grant AIQ Group permission to use that information to provide services, generate reports, deliver results, maintain accounts, improve offerings, and operate the business.

AIQ Group may use aggregated or de-identified information for analysis, improvement, reporting, or business purposes, provided it does not identify a specific user or customer.

The website, course materials, videos, written content, reports, graphics, logos, designs, prompts, workflows, templates, and related materials are owned by AIQ Group or its licensors and are protected by intellectual property laws.

Users may access purchased course materials for personal or internal business learning use only. Users may not copy, resell, redistribute, publish, sublicense, scrape, or commercially exploit AIQ materials without written permission.

Users agree not to:

• violate laws or regulations
• interfere with website security or operation
• attempt unauthorized access to accounts, systems, or data
• submit malware, harmful code, or abusive content
• misuse forms, checkout, reports, or account systems
• copy or scrape content at scale
• impersonate another person or organization
• use the services to infringe third-party rights

The website may rely on third-party services such as payment processors, authentication providers, email providers, analytics tools, advertising platforms, embedded video platforms, hosting services, and other vendors.

AIQ Group is not responsible for third-party services, websites, policies, failures, outages, or content. Use of third-party services may be subject to their own terms and policies.

AIQ Group does not guarantee that the website or services will be uninterrupted, error-free, secure, or available at all times.

AIQ Group does not guarantee specific business results, cost savings, productivity gains, course outcomes, ad performance, AI tool performance, or implementation success.

The website, courses, reports, content, tools, and services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, AIQ Group disclaims warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and reliability.

To the fullest extent permitted by law, AIQ Group will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, business interruption, or loss of goodwill.

To the fullest extent permitted by law, AIQ Group's total liability for all claims arising out of or relating to the website, courses, reports, accounts, or services will not exceed the amount paid by the user to AIQ Group for the service giving rise to the claim during the six months before the claim arose, or $100 if the user did not pay AIQ Group during that period.

Users agree to defend, indemnify, and hold harmless Madrik Multimedia, Inc. d/b/a AIQ Group and its officers, directors, shareholders, employees, contractors, representatives, successors, and assigns from claims, damages, liabilities, costs, and expenses arising from their misuse of the website or services, violation of these Terms, violation of law, or infringement of third-party rights.

AIQ Group may suspend or terminate access to accounts or services if a user violates these Terms, creates risk, misuses the services, or if continued access would be harmful or unlawful.

These Terms are governed by the laws of the State of California and applicable United States federal law, without regard to conflict-of-law rules.

The state and federal courts located in Los Angeles County, California will have exclusive jurisdiction over disputes arising out of or relating to these Terms, the website, accounts, courses, reports, or services.

AIQ Group may update these Terms from time to time. Updated Terms will be posted on the website with an updated effective date. Continued use of the website or services after changes are posted means the user accepts the updated Terms.

Questions about these Terms may be sent to Madrik Multimedia, Inc. d/b/a AIQ Group at info@theaiqgroup.com.